Visa is a global payments technology company that connects consumers, businesses, banks and governments in more than 200 countries and territories, enabling them to use electronic payments instead of cash and checks.
Visa has built one of the world’s most advanced processing networks. It’s capable of handling more than 20,000 transactions per second, with reliability, convenience and security, including fraud protection for consumers and guaranteed payment for merchants.
Visa does not issue cards, extend credit or set rates and fees for consumers. Visa’s innovations, however, enable its bank customers to offer consumers more choices: Pay now with debit, ahead of time with prepaid or later with credit products.
Visa is giving more people in more places access to electronic payments. From the world’s major cities to remote areas without banks, people are increasingly relying on electronic payments along with mobile technology to use their money any time, make purchases online, transfer funds across borders and access basic financial services. All of which makes their lives easier and grows economies.
CyberSource, a division of Visa (Bellevue, WA)
CyberSource provides a complete portfolio of services that simplify and automate payment operations. Customers use CyberSource and Authorize.Net brand solutions to process online payments, streamline fraud management, and simplify payment security.
Born during the dawn of eCommerce in 1994, CyberSource was one of the pioneers in online payment and fraud management services for medium and large-sized merchants. In 2007, it acquired the leading U.S. small business payment services provider, Authorize.Net, thus expanding it's market footprint to cover businesses ranging from the smallest sole proprietorships to the largest global brands. In 2010 CyberSource was acquired by, and operates as a wholly-owned subsidiary of Visa Inc.
Today, over 400,000 businesses worldwide use CyberSource solutions. The company is headquartered in Foster City, California, with offices throughout Asia, Europe, Latin America, the Middle East and Africa, and the United States.
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